Top IoT Firms Bridging Fintech and Smart Business Growth

The integration of smart business capabilities with financial technology (fintech) is no longer a future promise—it’s current reality. Leading IoT firms are enabling data-driven payments, automated asset tracking, real-time analytics, and seamless device connectivity. This evolution is reshaping how financial services operate within smart ecosystems.

1. Yalantis

Expertise & Services

Yalantis delivers custom IoT software solutions for fintech applications, including embedded payment systems, predictive analytics, and smart logistics. Their end-to-end services range from firmware to cloud integration.

Cooperation Benefits

• Scalable architecture for smart billing and fintech workflows

• Seamless integration with tokenized payment gateways

• Real-time monitoring for reduced downtime and proactive alerts

Yalantis is especially suited for businesses building scalable platforms that require both real-time data and secure fintech modules, making it a top choice for any IoT services company operating in the fintech or logistics sectors.

2. Losant

Expertise & Services

Losant offers a powerful low-code IoT application platform ideal for prototyping fintech services that connect smart devices to banking APIs and payment logic.

Cooperation Benefits

• Visual workflow builders for fast development

• Event-driven architecture to support real-time transactions

• Pre-built components for authentication, routing, and alerts

Perfect for startups and agile teams that need rapid validation of IoT-fintech concepts.

3. AWS IoT (Amazon Web Services)

Expertise & Services

AWS IoT provides scalable, secure IoT infrastructure with strong support for fintech use cases such as billing, authentication, and data streaming.

Cooperation Benefits

• Compliance with PCI DSS, ISO 27001, and other regulatory frameworks

• Event-driven Lambda functions for transactional triggers

• Native integration with Amazon Pay and AWS billing systems

An ideal choice for enterprise-grade deployments requiring elastic scale and bulletproof compliance.

4. Siemens MindSphere

Expertise & Services

MindSphere is Siemens’ industrial IoT platform that bridges operational technology and finance through analytics dashboards and asset management tools.

Cooperation Benefits

• Digital twin support for asset ROI tracking

• Smart energy billing and tariff optimization modules

• Industrial-grade deployment with full SAP ecosystem integration

Favored by logistics and manufacturing clients integrating operations and cost control.

5. PTC ThingWorx

Expertise & Services

ThingWorx delivers an enterprise IoT platform that integrates deeply with ERP and CRM tools—allowing for seamless financial data processing.

Cooperation Benefits

• Easy connection to Oracle, SAP, and Salesforce systems

• Support for pricing, revenue management, and billing events

• No-code interface for rapid app deployment

Best suited for enterprises with complex infrastructure needs and finance integration.

6. Cisco Kinetic

Expertise & Services

Cisco’s Kinetic platform manages data from IoT edge devices and routes it securely into analytics or billing systems.

Cooperation Benefits

• Secure data orchestration across public and private networks

• Native support for microservices-based architecture

• Strong device lifecycle and provisioning management

Ideal for telecom, automotive, and smart grid applications with strong networking requirements.

7. IBM Watson IoT

Expertise & Services

IBM’s Watson IoT solution combines AI with smart device management, giving businesses the ability to analyze and act on data streams in financial contexts.

Cooperation Benefits

• Predictive analytics for usage-based pricing

• Voice and NLP support for customer-facing fintech bots

• Hybrid cloud deployment options for flexible scaling

Used widely in banking and insurance to automate claims, policy calculations, and fraud detection.

8. Particle

Expertise & Services

Particle offers a full-stack IoT platform—from hardware to APIs—tailored for product companies that want to incorporate fintech into physical devices.

Cooperation Benefits

• Quick prototyping with pre-certified IoT modules

• Built-in over-the-air firmware updates and billing triggers

• Developer-friendly documentation and SDKs

Great for SaaS or hardware startups launching subscription-based devices or usage-metered products.

9. Kore Wireless / Kore.ai

Expertise & Services

Kore combines cellular IoT connectivity with AI-powered voice interfaces. It supports embedded financial interactions across various device networks.

Cooperation Benefits

• Secure voice verification and payment authorization

• Real-time data feedback loops for usage-based pricing

• Custom-built interfaces for conversational banking

Ideal for voice-first fintech apps and accessibility-focused solutions.

How to Choose the Right Partner

When selecting your IoT provider, consider the following:

• Integration depth: How easily can the platform connect with your billing and ERP systems?

• Regulatory fit: Is the vendor compliant with finance-related standards in your region?

• Deployment scale: Do you need global connectivity, edge processing, or rapid prototyping?

• Support for monetization: Can the provider handle subscription models, microtransactions, or pay-per-use pricing?

Cooperation Benefits Summary

Across the board, these firms offer:

• Modular IoT-fintech architectures tailored to business size

• Secure infrastructure for sensitive financial data

• Integration with billing, CRM, and analytics ecosystems

• Proven frameworks for fast deployment and ROI

Final Thoughts

SaaS providers, fintech companies, and enterprise clients alike are all racing to unify smart data with seamless finance. Yalantis leads the way with custom solutions built for IoT-fintech convergence. Whether you’re a startup testing a prototype or a global player deploying at scale, these companies provide the tech, talent, and infrastructure to fuel the next generation of intelligent financial systems.

With the right IoT partner, your fintech vision becomes a scalable, data-driven reality—powering transactions, intelligence, and growth at the speed of innovation.